 Comments (3) |
| 1. Written by Chrissy on May 27, 2008 Well first of all Vanderbuilt does not require a deed of trust to purchase a mobile home, my ex husband and i put ours on my moms land and they didn't even ask for her to sign anything giving us permission! And they are very harrassing when my ex left so did his 50k a year and I was a house wife with no way to afford this house but did they harras him and his family? No they got my moms numbers and my neighbore and have given out my personal info in an effort to bully me. If I am 10 days late they start making there calls all over any humbers they have! But you know what if they want it this bad in this economy and cant deal with my struggling late payments they are welcome to it! I used to cry when they started threatening me but I dont anymore I toughened up! |
| 2. Written by Kevin on May 19, 2008 Vanderbilt collectors work off a monthly bonus system. Each collectoe is assigned a group of customer accts they have to work all month. Toward the end of the month, if the collector is not near their bonus goals then the collection efforts become much more aggresive. That's when some collectors make threats and harrass relatives and neighbors in an effort to get cust to pay before the end of the month. Collectors can't threaten customers and discuss your acct with ANYONE but the customer. These are violations of the FDCPA. I recomend you research FDCPA and if you feel like your a victim take action.All it take would be a couple of strong solid cases against Vanderbilt to hit then were it hurts...in their pockets. They have several pending suits already. Basically the collectors care about getting extra bonus money not helping a cust in need |
| 3. Written by steve on April 28, 2008 You most likely signed a deed of trust on the property, securing the home to the land. Therefore, by falling deliquent, you not only lost your home, but your property at the same time. The company loses money to break it down and reset it elsewhere, so... its in thier best interest to sell the land and home in one. Becuase you have forced them to repo the home, they have lost alot of money and must make it up elsewhere. Im sorry your husband had lost his job, but perhaps if you had a mature attitude and not been "o kay" to lose your home, you might have been "o kay" to keep it. |
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