I can't believe the number of people who think not paying their bills is their mortgage company's fault! Unless you were physically forced to sign the contract...take care of your responsibilities!
Stop waiting around for the government to bail you out of a situation you got yourself into. Everybody runs into hard times and they deal with them. Americans or the biggest spenders yet the biggest compainers once they are in over their heads. It's amazing how things like bankruptcy laws can be manipulated to be used by the irresponsible.
Good luck whining around to everybody because at the end of the day it's your own fault!!